How to Know if a Neighborhood is Right for You

Before you buy a home and make what’s likely to be one of the biggest investments of your life, you owe it to yourself to receive quality information on your new neighborhood. Getting a deal on your dream home can quickly turn sour if the neighborhood doesn’t meet your expectations. Here’s how to research a neighborhood before you buy a home.

Before you buy a home and make what’s likely to be one of the biggest investments of your life, you owe it to yourself to receive quality information on your new neighborhood. Getting a deal on your dream home can quickly turn sour if the neighborhood doesn’t meet your expectations. Here’s how to research a neighborhood before you buy a home. Continue reading “How to Know if a Neighborhood is Right for You”

Tips for Selling Your Home in the Fall

Summer has ended, the weather is cooling, leaves are changing and, you may be surprised to learn, homebuyers are out in force. Autumn is a popular time for corporations to relocate associates – creating a pool of buyers who need to make quick decisions about housing. They’re serious about purchasing and, with fewer houses on the market this time of year, your house may soon be getting more attention. What can you do to make sure your home sells before all the leaves fall off the trees? Here are a few helpful tips:

Highlight the location. Bring the benefits of your location front and center. Establish a list of perks that your property offers, such as proximity to public transportation, schools, shopping, recreation or entertainment. Continue reading “Tips for Selling Your Home in the Fall”

7 Things You Should NOT do when Applying for a Home Loan

1) Don’t buy or lease an auto – Lenders look carefully at your debt-to-income ratio. A large payment such as a car lease or purchase can greatly impact those ratios and prevent you from qualifying for a home loan.

2) Don’t move assets from one bank account to another –  These transfers show up as new deposits and complicate the application process as you must then disclose and document the source of funds for each new account. The lender can verify each account as it currently exists. You can consolidate your accounts later if necessary. Continue reading “7 Things You Should NOT do when Applying for a Home Loan”